Tim Nicholls

Position: Managing Director Belgium

Tim is a founding Director of Fulcra and oversees the development of the company's business.

Prior to moving to Brussels Tim gained invaluable experience as Manager of Retirement Planning for Matheson PFC, the independent financial planning arm of the huge Hong Kong based Jardine Matheson.

Tim was the first person outside of the UK to successfully sit all three papers of the Chartered Insurance Institute's Financial Planning Certificate.

Having spent many years specialising in retirement planning, Tim has taken a special interest in structures which can provide a worry free and tax efficient investment income in retirement.

Tim is currently Chairman of the Belgium Branch of the Institute of Directors and is on the Board of the Community Health Service.